I’ve got an idea for a service based on some conversations I’ve been having with some local small businesses. Basically, it would allow businesses to easily pre-sell services (at a discount) and have consumers redeem them later. Technologically, this is easier than ever with services such as balanced and Stripe. However, my immediate worry is that a service like this would be very attractive to fraudsters, for numerous reasons. The one that comes to mind immediately is laundering stolen credit cards.
Does anyone here have any insight into preventing fraud in marketplace type businesses? Should this risk scare me off from pursuing this idea further? Seems like this has to be a common issue for anyone accepting payments and issuing payouts.